This user agreement (“agreement”) is a contract between you and uMedico, and applies to your subscription to and use of products and services available through uMedico (collectively the “services”). If you do not agree to be bound by the terms and conditions of this agreement, please do not use or access the services.

User Agreement

You must read, agree with, and accept all of the terms and conditions contained in this agreement before you become a subscriber to and user of uMedico services.

We may amend this agreement at any time by posting the amended terms on uMedico our site (the “site”). Except as stated below, all amended terms shall be effective 30 days after they are initially posted on our site. Upcoming changes will also be posted on this page.

In this agreement, “you” or “your” means any person or entity subscribing to and/or using the service (“users”). Unless otherwise stated, “ uMedico,” “we,” or “our” will refer collectively to uMedico.



In consideration of and subject to your payment of the appropriate subscription fee for the services you subscribe to, and your agreement to and compliance with the terms and conditions set forth in this agreement, uMedico grants to you a non-exclusive, non-sub licensable, non-transferable license, and right to use and access the uMedico content (the “licensed materials”) from multiple places/locations/computers at “different times.” You are not allowed to access the uMedico content from multiple places/locations/computers at “same” time. Agreeing to the terms of this agreement includes the following:

System Requirements

You have to use a uMedico recommended version of operating system, Internet browser and any other required softwares to access the licensed materials.

We suggest Mozilla Firefox and Google Chrome as your web browser.

Access to Course Content

You shall be allowed to use the licensed materials for the specific package(s) and matter to which you have subscribed. Each package has its own subscription fees and duration.


Most of the information collected in the registration process will be used to process orders. During the order process, you will have to provide financial information such as your credit/debit card number, expiration date, CVV2 code, payee name and billing address. This information is used for billing purposes and to fulfil your order. To properly process your credit/debit card information, we must share your personal and financial information with the merchant bank for authorization and approval. This process is protected by an enhanced security system. We do not share your personal and financial information with any third parties, except those specified in Privacy policy.

When you attempt a transaction on our website, your credit/debit card is not actually charged at that moment. The card processor checks with your card issuer to first make sure you have enough available funds to complete the purchase. At that time, your card issuer places a hold, or pending charge, on the amount of the intended transaction against your card. The card processor then makes sure the other info you input (for instance, your address, CVV2 Code, expiration date, etc.) is correct, and if all is well the transaction is processed. If not, such as if you enter an incorrect address or other associated detail, then the transaction is declined. This is NOT a situation unique with this website, but it is how virtually all online transactions are handled. Typically, it takes the card issuing bank 2-5 days to clear associated pending charges resulting from failed/declined attempts.

We charge for each successful transaction attempt and provide a confirmation of such on our website and send a confirmation email to the registered email address upon each successful transaction on our website.


Except as otherwise provided in this agreement or at the sole discretion of uMedico, no refunds, cancellations, or changes to subscriptions will be allowed.

Member Account/Password and Security

You must complete uMedico registration process in order to subscribe to and use the services by providing us with current, complete, and accurate information as prompted by the applicable registration form. You will also choose a password and a user name. You are entirely responsible for maintaining the confidentiality of your password and account and for any and all activities that occur under your account. You agree to notify uMedico immediately of any unauthorized use of your account or any other breach of security. uMedico will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by uMedico or another party due to someone else using your account or password.


The licensed materials, including all intellectual property rights in the licensed materials, such as copyright, are the sole and exclusive property of uMedico. By indicating that you accept these terms, you do not become the owner of the licensed materials, but are entitled to use them according to the terms of this agreement.

Subscription Term

You have obtained the right to use and access the licensed materials for the package(s) you have subscribed to for the subscription period of that package(s). At the end of this period, your right to use and access the licensed materials will expire automatically unless you renew your subscription under the current terms and conditions. The subscription will start immediately after the activation unless the user notifies uMedico with a desired start date before using any part of the subscription. Subscription(s) cannot be suspended temporarily or reactivated later. The user must use the subscribed material within the subscription period and no free extensions are offered for any unused period. This agreement and your license to use the licensed materials will also terminate in uMedico sole discretion, if you fail to comply with any term or condition in this agreement.

Permitted Uses

You may print out the allowed content (such as video library) from our website solely for your personal educational use if you include a source reference to uMedico and its copyright notice. “Allowed Content” means that part of the uMedico content where uMedico specifically provides a “Print” icon for printing. uMedico reserves the right to restrict printing and downloading for any content in the website. The user agrees to have access to computer and the Internet to access uMedico. Except as provided in this agreement, you may not download the licensed materials.


You are expressly prohibited from copying, reverse engineering, or modifying any or all of the licensed materials. No part of the licensed materials may be copied for resale or other commercial use or offered for sale or reproduced on any bulletin boards, web sites, discussion forums, Internet domains, or online chartrooms. You many not use any device, software, or routine to interfere or attempt to interfere with the proper working of the site or any activity being conducted at the site. You may not disclose or share your password with any third parties or use your password for an unauthorized purpose.

Restriction Against Transfer

You are not allowed to sublicense, assign, share, sell, rent, lease, or otherwise transfer your right to use the Licensed Materials. All accounts at uMedico are monitored for multiple logons. In the event that uMedico believes in its sole discretion that an account is being used by multiple users at the same time, uMedico reserves the right to terminate that account without any notice or refund. We also retain the right to sue on grounds of breach of contract.

Therefore, please do not disclose your account details to anyone else.


In the event that you breach any term of this agreement, uMedico may in its sole discretion terminate this agreement, your access to the site, and its provision of services to you without refund, and uMedico reserves the right to seek all remedies available by law and in equity for such breaches.


uMedico is a commercial educational service provider for medical students and graduates, who are studying Medical Sciences or preparing for related exams.

No Warranties


uMedico does not endorse and is not responsible for the accuracy or reliability of any opinion, advice, or statement made through the site by any party other than uMedico. Other than as required under consumer protection law, under no circumstance will uMedico be liable for any loss or damage caused by a user’s reliance on information obtained through the site. It is the responsibility of the user to evaluate the accuracy, completeness, or usefulness of any information, opinion, advice, or other content available through the site. Please seek the advice of professionals as appropriate regarding the evaluation of any specific information, opinion, advice, or other content.

The information provided in uMedico is no substitute for individual patient assessment based upon the healthcare provider’s examination of each patient and consideration of laboratory data and other factors unique to the patient.

uMedico should be used as a tool to help medical students pass the exams.

uMedico reserves the right to withdraw subscriptions and the complete site if necessary. If this ever becomes necessary, users will only pay for the time of their subscription that has elapsed (on a pro-rata basis).

uMedico will use reasonable efforts to rectify any error that occurs on its site but does not guarantee access to the site in case of software errors/viruses/other natural or technical catastrophes that cannot be repaired in spite of a reasonable effort.

uMedico will use reasonable efforts to keep its site online at all times. The user understands, however, that scheduled maintenance and problems out of the control of uMedico can cause the site to be temporarily unavailable.

We offer some video lectures absolutely free for promotional purposes on You Tube. We cannot be held responsible for any purchase of sample videos made by you or anyone anywhere in the world as it is available absolutely free of cost for community benefit at

Limitation of Liability

uMedico specifically disclaims any liability (whether based in contract, tort, strict liability, or otherwise) for any indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of the site, this agreement, and our services, even if uMedico has been advised of the possibility of such damages, including liability associated with any medical malpractice or viruses, which may infect a user’s computer equipment. uMedico maximum liability arising out of or in connection with your use of its services and site, regardless of the cause of action (whether in contract, tort, breach of warranty or otherwise), will not exceed your subscription fee.

Confidentiality of User Communications

Except as required by law, uMedico will maintain the confidentiality of all user communications, which contain personal user information and which are transmitted directly touMedico. Postings by a user on any public arena, such as a message board or in any chat room, will not be protected as confidential, and uMedico may use and disclose information contained in any such postings (including any ideas, concepts, know-how, or other intellectual property) for any purpose deemed appropriate by uMedico.

Linked Internet Sites

uMedico is not responsible for the content available on any other Internet sites linked to the site. Access to any other Internet sites linked to the site is at the user’s own risk.

You may link to the home page of our website as long as the link does not cast us in a false or misleading light.


uMedico is under no obligation to review any messages, information, or content (“Postings”) posted on the site by users, and assumes no responsibility or liability relating to any such postings. Notwithstanding the above, uMedico may from time to time monitor the postings on the site and may decline to accept and/or remove any postings that contain:

  • Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically, or otherwise objectionable material of any kind, including, but not limited to any material which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law.
  • Advertisements or solicitations of any kind.
  • Messages posted by users impersonating others.
  • Personal information such as messages which state phone numbers, social security numbers, account numbers, addresses, or employer references.
  • Messages by non-spokesperson employees of uMedicopurporting to speak on behalf of uMedico.
  • Messages that offer unauthorized download of any copyrighted or private information.
  • Multiple messages placed within individual folders by the same user restating the same point.
  • Chain letters of any kind.

DMCA Guidelines

In accordance with the Digital Millennium Copyright Act or DMCA, uMedico encourages all copyright infringement claims to be made in writing. Any registered user or visitor to the uMedico website who believes they are a victim of copyright infringement should notify the uMedico DMCA agent immediately.

If you are the copyright owner or an agent acting on behalf of the copyright owner, please provide us the following information:

  • The description of the probable copyright infringement material(s);
  • Any information that can assist uMedicoagents to properly pinpoint the information, including URL’s, infringer’s user ID, URL of the page, date of posting, etc.;
  • Detailed contact information, including your full name, address, e-mail, and telephone number;
  • Include the following statement: “I have a good faith belief that use of the copyrighted materials described above as allegedly infringing is not authorized by the copyright owner, its agent, or the law.”;
  • Include the following statement: “I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.”

This information can be emailed to

Governing Law

This Agreement constitutes the entire understanding between the parties with respect to the subject matter hereof, and all prior agreements, representations, statements, and undertakings, oral or written, are hereby expressly superseded and cancelled